Effective Date: 04/06/2026

Welcome to Healthy Mind, Body and Life ("Company", "we", "our", "us"). By accessing or using our website, content, and services (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, please do not use our Services.

1. Use of Services

You agree to use the Services only for lawful purposes and in compliance with all applicable local, state, and federal laws and regulations within the United States.

2. No Professional Advice

The content provided is for informational and educational purposes only and is not intended as medical, psychological, legal, or financial advice. Always consult a qualified professional before making decisions related to your health, finances, or well-being.

3. Affiliate Disclosure

We participate in affiliate marketing programs, including ClickBank. This means we may earn commissions when you click on or make purchases through affiliate links on our website - at no cost to you. This helps us maintain our business to be able to offer more benificial content, information and resources to you. We appreciate your support.

We are committed to transparency and comply with the Federal Trade Commission (FTC) guidelines regarding endorsements and testimonials. Affiliate relationships do not influence our content, opinions, or recommendations, and we will only recommend products and services that we believe will truly benefit users. 

4. Earnings Disclaimer

We make no guarantees regarding results, income, or success from using any products or services promoted through this website. Individual results may vary.

5. Intellectual Property

All content, including text, graphics, logos, and digital materials, is the property of Healthy Mind, Body and Life and is protected by applicable intellectual property laws. Unauthorized use is prohibited.

6. Limitation of Liability

To the fullest extent permitted by law, we are not liable for any indirect, incidental, or consequential damages arising from your use of the Services.

7. Third-Party Links

Our Services may contain links to third-party websites. We are not responsible for the content, policies, or practices of these external sites.

8. Indemnification

You agree to indemnify and hold harmless Healthy Mind, Body and Life from any claims, damages, or expenses resulting from your use of the Services or violation of these Terms.

9. Changes to Terms

We reserve the right to update these Terms at any time. Continued use of the Services constitutes acceptance of the updated Terms.

10. Governing Law

These Terms shall be governed by the laws of the United States and the State of Colorado, which the business is conducted, without regard to conflict of law principles.